Most students do not own cars or drive to campus. Conveniently, all three transit systems use the Presto card payment system, which you can set up when you arrive in Toronto. If you are commuting from outside of Toronto, you may use public transportation services like the GO Transit train service or the MiWay bus system which have additional costs. Toronto’s TTC system, which includes buses, subways and streetcars, has per-use prices as well as an unlimited monthly cost. Living further from campus can be one way to save money on rent, but you should plan for transportation expenses to get to campus. If you live close to campus and have no need for transportation, you may have no transportation costs at all.
You can also get a meal plan or add TBucks to enjoy food from campus vendors! Transportation: $0 – $128.15/month Many neighbourhoods have a range of grocery stores, some more affordable than others. This amount ranges depending on your personal needs. If your parent or guardian owns a home in Canada and you are considered a dependent, their insurance may extend to cover you while living away from home. U of T students get a discount with TD Insurance but you are encouraged to do your own research. It may also cover the cost of temporary relocation if you need to move out while a repair is being done in your unit.
It also acts as contents insurance to replace your belongings if they get lost, stolen or damaged. It can cover your liability if you accidentally damage your unit or if another person gets injured in your home. Make sure to ask! Phone bill: $50 – $100/monthĬanadian cell phone plans are notoriously expensive, but there are some affordable mobile service provider options in the GTA. Telecommunications providers often have discounts for students. Typically, other utilities like water and gas are included in rental costs. There is no cap on how expensive hydro can be, which can lead to bills that are hundreds of dollars, so consume energy wisely. Large appliances like a dishwasher or washing machine, as well as running an air conditioner or electric heating can drive up the cost. The baseline delivery cost is typically a minimum of $60 a month, and can increase depending on how much electricity you consume. In this case, hydro refers to the cost of electricity. See a detailed breakdown of rental costs. A general tip is that housing costs increase with amenities: private units, units with appliances like dishwashers or washing machines, units close to public transportation, units with services like a gym, pool or concierge, typically cost more. This amount ranges depending on the location and type of housing you choose. Remember to use the U of T Planning Calculator to set up your monthly budget! Living expenses Housing: $1,100 – $2,700/month George campus, UTM, and UTSC are located) for 2023 are listed below. Estimated expenses for living in the Greater Toronto Area (where St.
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Understanding the cost of living can help you budget for renting off-campus.
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